Personal finance

While inflation has tapered off and the Bank of Canada is holding the line on interest-rate increases, many people continue to struggle. Our latest survey identifies key challenges and reveals how Canadians are pivoting to stay on track.

You might already have insurance for your car or your house. But did you know that you have insurance on the money you hold in the bank? Best of all, it’s free!

Learn about what causes inflation, how the Bank of Canada tries to manage it and what you can do when interest rates are increasing.

Sounds crazy, but you can do it folks. And we’ve got activities for different age groups to help.

How can we help young kids wrap their minds around saving and delayed gratification? Well, here’s a start.

It’s not easy to teach your kids about money. But don’t worry, parents – we’ve got your back.

Learn how to use a credit card wisely to build good credit, and how using a credit card can help you work towards your financial goals.

It’s not always easy to break a habit. That’s why we want to help you identify bad habits and replace them with new ones to help you optimize your spending.

If you’re new to managing money, it’s hard to know where to begin. Should you save first or pay off debt? Read this article to learn more.

Divorce is tough emotionally and financially. Here’s how to handle your finances during a divorce to help minimize financial disruptions.

Money Hacks is a series exploring Behavioural Economics concepts to illustrate how unconscious biases can influence our decisions. Using social proof, we make decisions based on what we see others doing. But should we?

Did you get a tax refund when you filed your taxes this year? Here are 8 ways to make the most of your new-found money.

Money Hacks is a series exploring Behavioural Economics concepts to illustrate how unconscious biases can influence the decisions. Here’s how the Ikea Effect can save you money and increase your happiness.

To help you get a raise at work and improve your financial situation, we put together these compensation review tips.

62% of Canadians don't understand how interest rates impact their debt. Learn how interest rates work, and how they impact your savings, credit cards, mortgages, and more in this guide to interest.

Money Hacks explores behavioural economics concepts and how unconscious biases can influence our financial decisions. Here's how to stay objective and avoid making bad financial decisions.

Are you ready for your first credit card? A credit card can be a great financial tool, but if used irresponsibly, credit cards can shackle you with excessive debt loads and unmanageable payments.

Are you a mature student considering going back to school? If so, you know how daunting it can be to find ways to pay your tuition and education costs. However, you might have more options than you realize.

Money Hacks explores Behavioural Economics concepts and how unconscious biases can influence our financial decisions. Here's how the Distinction Bias leads you to pay for features you don’t need.

Use these 7 essential small business banking tips to clarify and prioritize your activities and responses to the challenges of the pandemic economy.

After the pandemic: how to equip your business to survive and thrive today and in the post-COVID-19 world.

These 10 day-to-day bad banking habits could cost you money. Replace them with these simple good habits and you could soon improve your financial position.

Money Hacks explores behavioural economics concepts and how unconscious biases can influence our financial decisions. Here’s how to avoid spending more than you need to.

Money Hacks explores behavioural economics concepts and how unconscious biases can influence our financial decisions. Here’s how to make small changes that make a big difference in your spending.

Money Hacks explores behavioural economics concepts and how unconscious biases can influence our financial decisions. Here’s how to use a windfall to get ahead.

Money Hacks explores behavioural economics concepts and how unconscious biases can influence our financial decisions. Here's how to avoid being tricked into buying things you don't need.

Money Hacks explores Behavioural Economics concepts and how unconscious biases can influence our financial decisions. Here's how to save money by staying off the bandwagon.

Money Hacks explores behavioural economics concepts and how unconscious biases can influence our financial decisions. Here's how naming your bank accounts could help you save.

Planning and saving for retirement may seem overwhelming, but it's much more simple than you'd think. And, a good understanding of basic financial concepts can take you a long way.

Use these 5 tips to create a more productive and successful work from home setup best suited to you, your work requirements, and your family responsibilities.

During uncertain times, it’s natural to feel concerned about money. Use these tips to help you manage your money today and put yourself in a stronger position when things return to normal.

Personal finance and budgeting may seem overwhelming, but it's much simpler than you'd think. And, a good understanding of basic financial concepts can take you a long way.

Tax season can be a headache for first-time tax filers if they don't know where to look for help. Instead of stressing about doing your taxes, read this.

Having trouble deciding between using a TFSA or an RRSP for your savings? We’ve broken down the benefits of each to help make your choice an easy one.

If you’re a first-generation Canadian and are looking for tips to help your parents out, we’ve got you covered.

Paper-based envelope budgeting might seem old-fashioned, but the principles behind it still hold water in the digital world. Learn more here.

Babies are wonderful — and expensive. Before baby costs send you deep into sticker shock, here's how to handle the financial side of planning for a baby.

Paying with plastic has its benefits. Learn how to use a credit card to maximize its perks, points, and insurance benefits while minimizing interest.

A lot goes into starting your own business with family. Here's what to consider to stay happy and successful long after you've opened your doors.

Credit reports can be confusing, but that doesn't mean you have to stay confused. Learn how to read a credit report, understand your score, and more.

What do you do when your credit score only seems to drop? Here's what you might be doing wrong — as well as how to start rebuilding credit.

Wondering if you need an emergency savings fund, and how much money you need to save? This 5-step guide can help you build your emergency fund.

Money Hacks explores behavioural economics concepts and how unconscious biases can influence our financial decisions. Here's how mental accounting can negatively impact your everyday financial decisions — often without even realizing it.

Planning for the startup costs for a new business is a daunting task. Here are five startup costs you may not have considered and how to plan for them.

Finances are complicated, especially with a business in the mix. Here's how to separate business and personal expenses.

Is debt consolidation a good idea? Learn how debt consolidation works and whether it might be a good idea for you.

Starting your own business is thrilling — but it's not exactly straightforward. Find out if you're ready to learn how to become an entrepreneur.

As students across the country graduate from post-secondary schools, the time to start focusing on paying off that student loan debt is now.

Saving for retirement at 30 can be difficult. Use these tips to help you navigate any competing financial responsibilities life throws at you.

Saving for retirement in your 40s is possible, but it looks a little different from planning in your 20s. Use these six tips to get started.

Now that you've graduated, you might be ready to drop your tight budget. Here's why keeping it up could be the best thing you can do for your finances.

The debt snowball and debt avalanche are two of the most popular debt repayment methods. Here's how to choose the right strategy for you.

Taking the time to learn basic finance and budgeting skills before entering university helps you prepare for school and beyond. Here's what to know.

Preparing your kids to go back to school doesn't have to be outrageously expensive. Use these tips to shop wisely without sacrificing anything you need.

If you're trying to save money on rent, consider these six ways to help reduce your housing expenses and make a tight budget work.

Are you the sort of person who’d prefer to avoid hoisting a box spring onto the roof and through a window? Well friend, this is the list for you.

Competing financial priorities can make it hard to manage your money. Learn to identify and prioritize your financial goals with these simple tips.

Take your travel hacking to the next level by choosing a card that offers perks like cash back, credit card travel insurance, and VIP concierge services.

You want to improve your finances, but not at the cost of your health. Here's how to eradicate financial stress without relying on instant ramen.

Learn how to retire comfortably as a freelancer or contract worker by making the most of Canadian government pensions and retirement plans for freelancers.

You probably left school knowing more about dinosaurs than how to build credit. Time to get your credit score turned around — the stegosaurus won't mind.

If you don't maintain a personal budget, you may assume it means kissing nights out and fun purchases goodbye. Here's why you couldn't be more wrong.

Planning for retirement early lets you start small. Use these 6 simple tips for saving for retirement in your 20s.

You've crunched the numbers, and the only way to pay for your dream vacation is by taking on some credit card debt. Are you doomed? Not even close.

When you haven't already started, retirement planning can seem all but impossible. If you don't think you can do it, this article is for you.

Is a joint mortgage part of your newlywed finances if one of you already has a mortgage before you get married? Here's what you need to know.

It's time to set some financial goals so you can actually get your money in order. Luckily, we’ve laid out the steps to help you get there.

If you're just starting your career or living on your own for the first time, you know the learning curve is steep. Here's how to budget for beginners.

You've graduated and entered the workforce. Now what? When you're earning an entry-level salary, paying off student loans and getting out of debt may seem impossible. But trust us: you've got this.

There are some occasions where debt might not be such a bad thing and leveraged investing via investment loans might be one of them. Find out more today.