Shouldn’t a mortgage make life easier?

In a recent survey¹ of current Manulife One customers, we asked them about their financial goals and how Manulife One is helping to support them:

• The top financial goal for those surveyed is to pay less interest on their debt (91%), with 68% of respondents saying their Manulife One account is helping to achieve that goal.
• The second most important goal is to be debt-free sooner (80%), with 72% saying their Manulife One account is helping to get them there.
  
• Over 4 in 5 customers (84%) said their Manulife One account is helping to achieve their goal of having easy access to money to address large expenses.
  
• Nine in 10 customers (91%) said their Manulife One is helping them achieve their goal of managing all their finances in one account. 
  

Challenging the banking marketplace in 1999, Manulife One has stood the test of time and is more relevant than ever. With millions of mortgages coming up for renewal in the next 12 months, many Canadians are concerned about mortgage affordability, the extra costs of stubborn inflation and still-high interest rates.²

If you’ll be shopping for a mortgage soon, take a look at what Manulife One can do for your money, your financial well-being and your life:

• Flexible payments. You can adjust how much you pay each month.
• Access to home equity. The Manulife One Main Account is a line of credit.
• Benefit from rate drops. The interest rate of the Main Account is variable--allowing you to take advantage of future rate reductions.
• Customizable terms. Split debt into portions with different rates, terms and payments.
• Retirement income planning: More affordable and flexible than a reverse mortgage. 

The stories of our satisfied customers give us reason to celebrate a quarter century of helping Canadians attain their financial goals¹:

I'm paying less interest on debt

"My wife and I were one of the first to have a Manulife One account in our area. It allowed us to consolidate debt and eliminate additional banking fees. We were able to monitor cash flow easily and see our debt disappear in a short time. Subsequently, we've been able to increase our credit limit for a rainy day scenario/later-in-life expenses as our property has increased in value significantly since our initial setup of the account."

— Chris, Belleville, Ont.

I'm going to be debt-free sooner

"My financial goal has always been to be debt free and our Manulife One account has us halfway there in an incredibly short amount of time. My greatest disappointment is that we didn’t discover [sooner] how quickly a Manulife One account could make that happen. Our advisor was so helpful, insightful, and knowledgeable in educating us. I simply cannot say enough good things about [Manulife Bank] products and services. I would highly recommend them to anyone."

— Cindy, Halifax, N.S.

I have easy access to funds, when needed

"Manulife One has seen me through employment changes, the ups and downs of project-based self-employment, divorce, moving, and home renovations. When unexpected expenses came up, I was easily able to add a sub-account to track payback. If you want peace of mind for life’s ups and downs, and want to pay off your mortgage sooner, I very highly recommend Manulife One."

— Vicky, Calgary, Alta.

I can manage finances in one account

"Manulife One has been nothing but incredible for me and my family. My wife and I were able to drastically reduce the number of years it took to pay down our debt. For us, having all our expenses and dollars coming in from one account was eye-opening. The best part for me, was knowing that every penny saved each month immediately went towards reducing our debt. Incredible."

— Luca, Niagara Falls, Ontario

Canada's most flexible mortgage is still one-of-a-kind at 25!