Cash back rewards and no annual fee

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Get cash back rewards on every single purchase

You work hard for your money, and it’s important to get the most out of every purchase. That's why the ManulifeMONEY+™ Visa* Platinum Card gives you cash back for every tap, swipe, and online checkout – with no annual fee.

Our no annual fee ManulifeMONEY+ Visa Platinum cash back credit card gives you:

No fee cash back Credit Card


Benefits

Rates & fees

Annual fees

$0
for you
$0
for each additional cardholder

Annual interest rates

20.99%
Purchases
22.99%
Cash advances
1.99%2
Balance transfers for six months
22.99%
Balance transfers after six months

FAQ

Cash back rewards and Savings?
If you spend …    Cash back reward You will save …
$400/month on groceries 2% $96
$1,000/month on everything else 0.5% $60
Total savings   $156

We use Visa Inc.’s “grocery” classification to determine what qualifies as a grocery store. This category generally includes grocery stores and supermarkets. It may not include wholesale clubs, alcohol retailers, general merchandise merchants, convenience stores, discount retailers, specialty stores (such as fish markets) and health food stores.

Your ManulifeMONEY+ Visa cash back rewards are automatically redeemed four times a year. The money will be automatically posted to your account as Cash Back Rewards in March, June, September, and December. You'll see your rewards appear on your statement in the Transaction Details as a credit amount. Note that cash back rewards do not contribute to your minimum payment, but they do reduce your New Balance for that period.

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